Excellent experience! Albert is very knowledgeable and easy to work with. He made our refinance as smooth as possible and maintained clear and consistent communication throughout the entire process. We will be using Apex Mortgage again in the future and highly recommend Albert and his team. – John C. 

I’m a new real estate investor, and I worked with Albert Sousa for a cash out refinance on my primary home. Albert was able to advise me on rate increases and helped me to lock in at a lower rate before the hikes. He worked a lower interest rate and a higher sum of cash than I expected going into the refi. He was extremely fast to respond, on top of every detail we needed to get done in order to close quickly, knowledgeable on all my financing options and more than willing to help with anything I needed.
I had an excellent experience, and I look forward to future deals with Albert! – Caleb P. 

Albert was available, knowledgeable and ready at anytime I needed him. Buying a house can be very cumbersome, but with a lender like, Albert it became a pleasant experience. Yes, I will work with him again if I'm in the market for a new property. – Uwen E. 

I was referred to Albert from a friend. He made my first-time home buying experience seem easy. Albert is very professional and knowledgeable. I will definitely send any friends and family looking to buy or refi to him. – Denton D. 

I am an out-of-state buyer and if your looking for a low stress process with lots of communication along the way, Albert is your guy. Albert made the process smooth and instilled the highest confidence from the start! I will definitely be using Albert for my next purchase! – Kevin G. 

I switched from another lender to Albert, and it was the best decision. Albert was easy to work with, replied to my questions timely and was clear on what was needed to complete my home loan. Thank you Albert! – Elizabeth S. 

Albert was exceptional. My wife and I recently sold our house and Albert was the buyers loan officer. He was extremely helpful and went above and beyond to ensure a smooth and seamless transaction .Albert was communicative, helpful and very easy to work with. I would absolutely recommend him to anyone looking for a loan officer. He worked with us as well as the title company and made this whole experience perfect. – Kody P. 

Albert was very responsive in our refinance experience. He stayed on top of communications, made regular contact the rule, and he made the whole process actually an enjoyable one. I highly recommend him. He is at the Apex of this business sector. – Jeff C. 

Albert recently helped me refinance my home. He is a pleasure to work with and really cares about his customers and makes them feel valued. He is knowledgeable, communicates well and often, and is always available for questions. During the whole process, I knew I was in good hands and didn’t have to worry about a single detail because Albert was on top of it. He was very thorough, and I am confident that I got the best deal possible. If I ever again need a broker, Albert and Apex Mortgage will be the one the company I use– A+ service. – Derek B. 

I just purchased my first home with Apex Mortgage and Albert Sousa and he was outstanding! Talk about being on your p’s and q’s. When working with Albert, you feel like you’re working with a family member because he’s so easy to talk to and really has your best interest. I’m glad I worked with him and Apex Mortgage! – Misael G. 

They carefully listened to what I wanted, provided recommendations, patiently answered all of my questions, and promptly responded to my calls/messages. 5 stars – Nick D. 

I’ve worked with many lenders over the years while buying and selling houses. I knew Albert was the right person to represent us for this next purchase from the first conversation. He was very friendly, personable and extremely knowledgeable, but most importantly he was concerned about our needs versus just making a deal. From start to finish, Albert demonstrated patience and ensured every detail was explained. He ensured we had a very positive experience, and we will definitely call him on our next purchase. - William B.

Albert's attention to detail, responsiveness, and knowledge made my home buying process a stress-free and pleasant experience. Albert tailored our loan specifically to our unique financial situation. It is also worth noting that Mortgage Apex was not the only avenue I explored. However, in the end, Albert was able to offer the best products and services at the lowest rates compared to anyone else that I shopped around for. If the most important things to you are value and service, Mortgage Apex is really a no brainer. - Chett H.

11/10. From the first hello to congratulations on closing, Albert was there with anything and everything needed. Albert was coaching me through the whole process of buying my first home and could not have made it more simple. The piece of mind working with him is PRICELESS. 11/10, would recommend. - Jordan N.

I recently worked with Albert Sousa to refinance my house. Albert made the process very easy and was very communicative through the entirety of the process. I am not a finance guy so Albert was able to discuss different strategies, terminologies, and identify any downfalls to any specific path I would like. He and provided options to include: plan that most benefited monthly cash flow, plans that would aggressively tackle the mortgage, and plans to achieve both. I decided to go with the plan that allowed for the best monthly cash flow and Albert was still able to have me save tens of thousands of dollars over the life of the loan with the least aggressive payoff and keep monthly cash flow high! I would highly recommend working with Albert because of his passion for the work he does, his drive to deliver best case lending needs, and his ability to communicate and provide what is needed from his customer. – Nick H.

Albert communicated clearly, kept in regular contact, and made the whole process of refinancing my home easy. - Spencer 

We came to Albert with a specific goal in mind and he worked very diligently to help us meet and exceed that goal. Truly professional and always with reach. A compassionate officer that puts in the effort to get to know customers and asks the right questions to find solutions. I would recommend Albert again. - Betsy

Awesome - Was really good at communicating in a timely fashion. Whenever there was some sort of issue, it was brought up and fixed as soon as possible. - Christopher

Outstanding customer service - We are very appreciative for Albert Sousa and how he worked with us and provided assistance throughout the refinance process. - Rosa

Albert Souza was the best loan officer we've ever worked with: kind, supportive, respectful, very knowledgeable. Even if you decide in the end not to pursue the loan, Albert is very respectful. We did finalize our refinancing, but not without Albert answering all our questions and being concerned of our doubts. Kudos to Albert! - Julia

Albert was very professional and helpful!! I'll recommend Albert Sousa for my friends and my family members!! - Tamas

Albert really impressed me with his depth of knowledge on a complex investment property loan. Most of the time he knew the answer to every question I had, and when he didn’t he quickly got back to me rather than just give me an answer. His professionalism and honesty outshined any other loan officer I’ve worked with in my 15 years of real estate investing. He’s my go to guy for all future loans and I highly recommend him to anyone. - Craig G.

Albert was definitely great to work with. Albert is very professional, friendly, and very knowledgeable. Albert answered all of our questions, responded right away to all of our phone calls and emails. I would recommend Albert Sousa to anyone looking for a loan. - Reinaldo F.

Albert was always so kind and patient, answered all questions on a timely fashion in a friendly way. He gave gentle kind reminders when needed.. - Shelley

Albert and team guided us through the entire refi process and were always there to answer questions. - Matthew

Friendly, Courteous, Hard working, Informative. We recently refinanced our home and Mr. Sousa worked so diligently to get us the best results that we ended up closing with more money than originally discussed all while he made the process dang near painless. I basically just had to sign a few things and fax a few documents. Way smoother process than the original mortgage was. I would definitely use this company again for further business. – Nicholas B. 

I recently completed a home loan with Albert, and he was amazing to work with. I had been working with a different lender, but switched to Albert. It was the best decision, and I highly recommend him. He responded to my calls, texts, and emails timely. Albert was easy to work with and clear on what was needed from me. He made a complicated (to me) process seem so much easier. Thank you Albert! – Liz D. 

Albert was very helpful and upfront in the purchase of my first home. He's very knowledgeable and answered all my questions. Thank you Albert. It was a pleasure working with you. – Denton D. 

 Albert and Mortgage Apex have been nothing but phenomenal with me in my home buying process over the last year in Destin Florida! The market is crazy right now but Albert was always available when I had one of my million questions, had the best rates I could find in the NW Florida region, and was super enjoyable to work with. He made the lending process clear and understandable for a first time home buyer. He went above and beyond with my needs of having as little as possible of upfront costs required, with a low interest rate. I would recommend Mortgage Apex to anyone in the Destin and surrounding area! – Wyatt L. 

Albert was instrumental in making the purchase of my first home an extremely positive experience. He always took the time to thoroughly answer my questions and patiently explained things in great detail. He maintained a very good working relationship with my realtor, which saved me a lot of time trying to update both parties during the long process of finding the perfect home. Albert's dedication was evident during an extensive search that lasted almost 7 months with dozens of prospective properties. Despite the exhaustive search, I never felt pressured to settle for something I wasn't 100% certain I'd be happy with. Albert's professionalism and sincere concern for my well being made the process so much less stressful than I ever expected. He always kept me informed on what to expect and steered me away from potential pitfalls, even beyond what was technically in the scope of his job. Working with Albert was like having a knowledgeable friend who's got your best interest at heart. – Brielle G. 

I’ve worked with many lenders over the years while buying and selling houses. I knew Albert was the right person to represent us for this next purchase from the first conversation. He was very friendly, personable and extremely knowledgeable, but most importantly he was concerned about our needs versus just making a deal. From start to finish, Albert demonstrated patience and ensured every detail was explained. He ensured we had a very positive experience and we will definitely call him on our next purchase. – William B. 

Albert recently assisted me with the purchase of my beach house. He has access to products that competitors can't even come close to! His industry knowledge, professionalism & efficiency made my family's seaside dreams a reality. I would highly recommend Albert's assistance for anyone in the market. – Brooke E. 

Albert was such a pleasure to work with during my recent home purchase from 950+ miles away! Purchasing a home remotely in a hot market presented some unique challenges but Albert was on top of everything from start to finish and his friendly demeanor made the entire process a breeze. I hadn’t purchased anything for 15 years so had forgotten exactly how the process worked and Albert answered all of my questions at every step of the way and really looked out for my best interests. The final numbers for my loan were right on point from the quote so there weren’t any surprises at all and any concerns I had were addressed promptly. He even took time to respond to a few questions while he was on vacation and even late at night. I always knew I could count on him which is so essential when the market is hot and you have to act quickly. On top of everything else, Albert gave me advice based on his experience for renting out my current property and helped make that transition easier as well. I will definitely be using Albert’s knowledge and expertise in the future and highly recommend his services to anyone who wants an honest, responsive and experienced lender who truly wants to see you happy with your home purchase. – Maria W. 

Albert recently helped me refinance my home. He is a pleasure to work with and really cares about his customers and makes them feel valued. He is knowledgeable, communicates well and often, and is always available for questions. During the whole process, I knew I was in good hands and didn’t have to worry about a single detail because Albert was on top of it. He was very thorough, and I am confident that I got the best deal possible. If I ever again need a broker, Albert and Apex Mortgage will be the one the company I use– A+ service. – Derek B. 

Albert was absolutely awesome!!! My husband and I were on the fence about refinancing but finally decided to see if it was even worth it. Albert explained everything thoroughly and made sure we understood. Also, we have very busy schedules but Albert went out of his way to accommodate us. Definitely will use Mortgage Apex again in the future. – Irmma W. 

I recommend Albert with Apex Mortagage for all your home buying and refinance needs he was great and helping me through the whole process in purchasing my first home !!!! I highly recommend him and his services him and his team went above and beyond during the whole process.. – Rod P. 

We recently did a refinance with Apex Mortgage and had an awesome experience!! Albert is very knowledgeable, a clear communicator, and patient! He took the time to explain the whole process and really have us options that would help our long term financial goals! We saved so much money in interest but also on a monthly basis thanks to his expertise! We are forever grateful and would recommend him for your mortgage needs!!! Thank you Albert!! You’re the best! – Angie S. 

Up to $30K saved!! Albert recently helped us refinance our home, saving us a bunch of $$ in the process. We must say Albert is amazing. His explanation of the options and the process, combined with his follow through, made this one of our best experiences when dealing with a major financial decision. We highly recommend Albert and Apex Mortgage. – Laura T. 

Mortgage Apex did a wonderful job assisting with refinancing my home. My wife and I were able to refinance our home at a much lower rate and pay a lower monthly payment. The process was easy and our agent, Albert, was forthcoming during the entire process. Albert promptly answered any question we had during the process and he was professional. We couldn’t be happier with our experience with Mortgage Apex and we highly recommend them to anyone that needs mortgage assistance. Thank you, we look forward to doing business with Mortgage Apex again! – Corey W. 

Mortgage Apex might be the new guy in town, but it’s obviously built by experienced mortgage professionals. Albert is not only extremely knowledgeable and efficient, but he also made everything very simple, he’s extremely responsive as well which is nice. I recommend him and if we ever need another loan or refinance, he will be my first call! – Steve C. 

We recommend Albert for your Mortgage needs. We had our property refi done and it was smooth! Saved many years off the original. Give him a call, if you are thinking to purchase in the future or refi, he can go over your different options! – Melinda S.